Turn Your Dream Kitchen into a Reality with Easy Financing!
Select from flexible payment options tailored to your budget.
Simple
Seamless
Secure
Hearth Financing
Hearth helps you discover monthly payment plans for your cabinetry project. With over a dozen lenders competing to offer you great rates, upgrading your kitchen can fit easily into your monthly budget.
Min Credit
Score
550+
Max Finance
Amount
Up To $250,000
Loan
Options
1 to 12 Years
Affect My
Credit Score?
No Affect to Pre-Qualify
Simple & Fast
Application
No Prepayment
Penalties
Funding in
1-3 Days
FAQs
How does the financing process work?
We partner with Hearth to bring you a competitive marketplace of over a dozen lenders. You simply fill out a short pre-qualification form to see what rates and terms you qualify for without any commitment.
Will checking my options affect my credit score?
No, checking your monthly payment options through our portal uses a soft credit pull, which does not impact your credit score. A hard credit pull only occurs if you decide to move forward with a specific loan offer.
What are the minimum requirements to qualify?
Hearth works with borrowers starting at a 550+ credit score.
How much can I borrow for my cabinetry project?
You can request financing with loan amounts available up to $250,000.
What are the typical repayment terms?
Loan terms generally range from 1 to 12 years, allowing you to choose a monthly payment that works for you.
Are there penalties for paying off my loan early?
No, all loans offered through our financing partner feature no prepayment penalties. You can pay off your balance at any time to save on interest.
How long does it take to get the funds?
Once you are approved and pick your loan, funding typically occurs within 1 to 3 business days.
Can I use this financing for both cabinets and installation?
Yes, financing through Hearth provides you with the capital needed to cover your entire cabinetry project.